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Property owners

Owning property in Switzerland is a tax position, not just an address.

Eigenmietwert, mortgage and maintenance deductions, property-gains tax, second homes and holiday lets — Swiss property taxation rewards owners who plan and penalises those who don’t. We hand-match you to advisors who know the local rules.

Eigenmietwert Deductions Gains tax Second homes
CASE · PROP-0312 Received
ProfileHomeowner · primary + letCanton Bern
TriggerEigenmietwert · renovationDeduction timing
ExposureProperty-gains tax
Complexity
SA
With our tax desk
CURATING YOUR INTRODUCTION · ~48H
By hand
Why it's tricky

Where owners leave money on the table

Property tax is local, technical, and full of timing decisions.

01

Imputed rental value

Eigenmietwert adds notional rental income to your return. Offsetting it correctly with deductions is where advisors earn their fee.

02

Maintenance vs. value-adding

Maintenance is deductible; value-adding renovation generally is not — until you sell. The classification, and its timing, matters.

03

Property-gains tax

Selling triggers a separate cantonal gains tax that falls sharply with holding period. Planning the sale changes the bill.

04

Second homes & lets

Holiday homes and rental property bring extra cantonal rules, and sometimes cross-cantonal apportionment.

The right specialist

What a matched advisor does for you

We don't hand you a directory. A specialist on our team reads your brief and personally introduces you to someone who handles exactly this, in your canton, every week.

  • Offset Eigenmietwert with every legitimate deduction
  • Time renovations to maximise deductibility
  • Plan a sale to minimise property-gains tax
  • Handle second homes and rental income correctly
  • Apportion across cantons where property spans them
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Two identical houses, two different owners, two very different tax bills — the gap is almost always advice.

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Get personally matched to the right specialist.

Three minutes, anonymous, no obligation. A real specialist reviews your brief and introduces you to the advisor who fits.

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